Leaders from banks, fintechs and tech discussed AI, instant payments and Open Banking at an event organized by DAAC digital in partnership with Earlyone
Chisinau, September 17, 2025. DAAC digitalin partnership with Earlyone, successfully concluded today the 4Future Banking 2025held at the Courtyard by Marriott Chisinau, bringing together participants from Moldova and the region. The agenda covered topics critical to the transformation of the financial industry: Generative AI with RAG, Open Banking & APIs, instant payments and request-to-pay, cybersecurity, anti-fraud & AML/KYC, core-banking modernization and embedded finance.
Keynote by Gabriela Ciupitu (Founder, Customer Experience Romania) – “High Tech, High Touch: finding the human-digital balance in banking” – opened the discussion about the role of technology in building relevant banking experiences. maib hosted the session dedicated to digital banking and technology partners VisionLabs and Creatio presented applied solutions for digital identity/biometrics and business process automation (no-code + AI). The panel “Modern CX: a new language of customer communication” brought together specialists from the regional ecosystem, moderated by Konstantin Saroyan.
“Our goal was to move from tech promises to real-world delivery. 4Future Banking 2025 demonstrated how AI, instant payments and modern architectures can produce measurable outcomes for banks and their customers,” said Alexandru Savinov, Sales Director, DAAC digital.
“Our partnership with DAAC digital enabled a pragmatic dialogue on customer experience and digital transformation — from queue management to digital ecosystems that reduce waiting times and lift satisfaction,” added Gevorg Safaryan, CEO Earlyone.
Program highlights
- Keynote: Gabriela Ciupitu – “High Tech, High Touch: finding the human-digital balance in banking”.
- Host bank: maib – session on accelerating digital initiatives (speaker: Sergiu Groza).
- Technology partners: VisionLabs (identity & biometrics), Creatio (NO-CODE & AI for automation).
- CX Panel: moderated by Konstantin Saroyanwith the participation of Volodymyr Bilous, Maja Mikić, Shushanik Ghaltakhchyan, Igor Stratan.
- Fireside chat: Gevorg Safaryan & Alyona Stratan.
Next steps
To discuss pilot projects or partnerships, contact the DAAC digital team.
About DAAC digital
DAAC digital is an IT solutions integrator and enterprise technology provider in the Republic of Moldova, with expertise in infrastructure, security, application modernization and digital transformation projects for the financial, public and private sectors. Read more: https://daacdigital.com/
About Earlyone
Earlyone develops solutions for customer experience and orchestration of customer flows – from queue management to omnichannel digital ecosystems – used by banks and large organizations in many markets. Read more: https://earlyone.com/
Media contact
DAAC digital – PR & Communication
Tel: +373 22 509 709 | Email: [email protected]
Address. 10 Calea Iesilor St., Chisinau, Moldova, 2069-MD


























